Archive for February, 2008

Pay off credit card debt

February 28th, 2008  |  Published in Credit Card, Debt

After you pay off credit card debt

Credit card debt is a very big problem that is being faced by a lot of people who have been irresponsible and undisciplined in the use of their credit card. Though some might have landed up with credit card debt due to some unfortunate event/emergency in their life, most people carry a credit card debt due to their own wrong doings (i.e. wrong usage of their credit card debt). There are a lot of ways to pay off credit card debt and a lot of people do achieve this feat (i.e. are able to pay off credit card debt). Surely, to be able to pay off credit card debt is really a great achievement in itself for not everyone is able to pay off credit card debt. It takes a lot of discipline, restraint, planning and perseverance to finally pay off credit card debt. However, there is more to paying off credit card debt then just being able to pay off credit card debt.

Here we are talking about the life after you pay off credit card debt successfully. As mentioned before, of all the people that try to pay off credit card debt not everyone is able to pay off credit card debt i.e. there are some failures too. However, some people fail after they have succeeded in paying off credit card debt. These are those people who let themselves loose and go on a spending spree as soon as they pay off credit card debt. Soon, these people again land up with a credit card debt and are again trying to pay off credit card debt. So, it’s not enough to just pay off credit card debt, it’s equally important to maintain a debt-free status even after you pay off credit card debt; only then can you enjoy a stress-free life in the world of credit cards. So learn your lessons well and do not let yourself loose on the path to another credit card debt. Most of the rules that you followed when you were trying to pay off credit card debt, will also hold good after you have paid off your credit card debt. Here is a quick synopsis of things that you should take care of even after you pay off credit card debt:
1) Do not overspend. Yielding to the sale offers for something that you don’t really need, is a big mistake that leads to overspending
2) Always remain within 70% of your credit limit.
3) Make credit card bill payments in time and in full.
4) Don’t hold more than 2 credit card accounts (two are enough for anyone)

These are just very basic things; you can add more based on your own experience and knowledge.

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a graphical method of analysis “tic-tac-toe”

February 7th, 2008  |  Published in Uncategorized

Thomas Jones, Dorsey – a graphical method of analysis “tic-tac-toe”

Who does not know what the graphics “tic-tac-toe”? Know all about them, or, at least, at least once heard about them. This exciting method of representing the behavior of market shares, futures or any other financial instrument is considered one of the most effective methods for graphical analysis. Why? Because there are more simple and at the same time a qualitative market research method. By all accounts, charts, tic-tac-toe “may prove invaluable in determining not only the support and resistance levels, but also to identify the phase of market development, as well as moments of breakthrough prices through important levels. With their help, you can easily identify the target area of the market, to filter false breakouts. Many rejects this type of analysis, believing that “all of this – another deception,” but those who have already bought the book, probably thinks that it’s worth taking time out to discover what these represent a very “tic-tac-toe” ?

Method Vaykoffa – Jack K. Hutson
The first statement of Richard Vaykoffa studying his method of stock analysis, published in the thirties, was quite simple and specific – forget everything ever used the decision factors. All you need to know is in the table of prices and volumes of shares in your daily newspaper. With this approach, a return to basics Vaykoff promised to show his students the “real rules of the game, in which so deftly played by wealthy investors with sufficient capital in the market. Despite the fact that it is difficult to imagine anything, especially the technology stock market, remain viable in the thirties to the present time “method of trading and investing in stocks” by Richard Vaykoffa passed through time, becoming a classic. Although in our computerized time is no shortage of magical techniques, technology Vaykoffa provides a firm basis for the analysis of fundamental relationships among the initial forces of the market. In this respect it is like pearls on a black dress in a woman’s wardrobe. This ornament, which will never become obsolete.